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	<title>Tax Reform | The Mindanao Sentinel</title>
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		<title>OPINION &#124; RA 12214: A Tax Reform That Punishes the Filipino Saver</title>
		<link>https://themindanaosentinel.com/2025/07/opinion-ra-12214-a-tax-reform-that-punishes-the-filipino-saver/</link>
		
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		<pubDate>Fri, 18 Jul 2025 04:00:00 +0000</pubDate>
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		<category><![CDATA[RA 12214]]></category>
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					<description><![CDATA[When we talk about the future, many Filipinos envision security&#8212;money set aside for retirement, education for their children, a small buffer for emergencies. For the average worker, this means cutting corners, giving up short-term comforts just to deposit a small portion of their hard-earned salary into a time deposit account. It&#8217;s a habit born out [&#8230;]]]></description>
		
		
		
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